Premium Health Nigeria: what’s an HMO?
HMO stands for Health Maintenance Organization. In HMO-based health care plans, in the event of a medical problem patients must go to see a physician first instead of going directly to a specialist. HMO plans are cheaper compared to other kinds of health care programs, but the downside is that […]
NHIS Operational Guidelines: The Children Under Five Social Health Insurance Programme (CUFSHIP)
According to CUFSHIP, all Nigerian children under five years of age can receive free medical care to cover the major causes of death. If your child is suffering from malaria, diarrhoea, respiratory tract infection, pneumonia, measles, skin infections, domestic accidents or typhoid you are […]
Underpaid Doctors
In Nigeria, doctors and other health professionals are severely underpaid. Routine strikes disrupt the delivery of health services and lower the overall quality of healthcare. Because the government refuses to award Nigerian doctors with the salary they deserve, Nigerian citizens often have to resort to traditional medicine because they are unable to get […]
National health insurance scheme (NHIS): History
The idea of creating a governmental body to address health care concerns in Nigeria had its origins in 1962, but the idea was shot down at the time by government officials. Alhaji Abdusalami Abubaker enacted NHIS into military law on 10th of May, 1999, but the Nigerian public had to […]
In 2014, the NHIS required all of their accredited HMOs to go through a re-accreditation process. The point of the process was to raise standards across the board, with the intent to bring higher quality healthcare to Nigeria. Surveys show that most Nigerians are for the most part happy with the newly revamped HMO system.
What […]
Do you know your PPOs from your HMOs?
Health insurance lingo can get confusing, so let’s clarify some of the basic terminology.
HMO (Health Maintenance Organization) health care plans are the cheapest. In this type of plan, you get to pick a PCP (Primary Care Physician) to take care of most of your health needs. If your […]
NHIS
NHIS is an abbreviation for Nigeria’s National Health Insurance Scheme. The NHIS is the governmental agency responsible for distributing health insurance in Nigeria. Its stated objectives are to ensure that every Nigerian can access high quality health care, to limit the cost of health care and to ensure that all income groups receive equally […]
14. Healthcare Security Limited
Healthcare Security Limited was first accredited by NHIS in 2005 and was one of the first health insurance companies to get re-accredited in 2014. Their website features an easy-to-understand chart that provides a quick look at all of their different health care plans.
13. Defence Health Management Limited
Defence Health Management Limited is jointly […]
Brainstorm
Before you sit down to buy health insurance online, you should make a list of everything you need in terms of health care. Consider your life situation. If you are a woman, do you plan on having a baby anytime soon? How often do you visit the doctor? Do you go only when you […]