Home Owners Insurance | Landlord Insurance Nigeria
5 Tips for Evaluating Renters Insurance Quotes
Factors that influence price
Renters insurance quotes vary depending on the individual. Your age, the estimated value of your belongings and a host of other factors will affect the cost of your premium. But when collecting renters insurance quotes, it’s important to look at more than just the bottom line.
Before you make your decision, it’s a […]
Guard Against Accidents, Disasters and Theft with Home Renters Insurance
For whatever reason, typical renters don’t seem to realize the true value of their personal belongings. Most renters fail to sign up for rental insurance and end up regretting it down the line. If you don’t currently own rental insurance, it’s a good idea to at least call up your insurance company and see what […]
Compare Home Insurance Quotes in 5 Minutes Online
When disaster strikes, you need backup. A house is a big investment, so you need to get insurance to protect yourself against loss. Here are five sites that will allow you to survey what’s out there and compare a handful of home insurance plans online without spending time on hold, waiting for an available insurance […]
The Main Types of Home Insurance
The four main types of insurance listed below are the most common types of home insurance.
Buildings Insurance
Buildings insurance covers the physical structure of your house: your walls, garage, the roof and all permanent fixtures. Most banks require you to have some kind of buildings insurance coverage before you get a mortgage.
Contents Insurance
Contents insurance covers everything […]
Renters Insurance Policy Exclusions You Should Know About
Renters insurance is usually pretty cheap and it can save you a ton of money if disaster strikes. However, before you sign up you should ask your insurance agent about exclusions and limits. Here are a few common exclusions and limits to watch out for.
Wait a minute– what’s an exclusion? What’s a limit?
Exclusions are scenarios […]
Property Owners Insurance Explained
What is property owners insurance?
Property owners insurance is a special kind of insurance for landlords and people who own property. You will need to pick up property owners insurance if you own any kind of property that you don’t use yourself, including unoccupied property.
Can I buy normal household insurance instead of property owners insurance?
No, because […]
Home Insurance In Nigeria
Why home insurance in Nigeria is important
Home insurance in Nigeria is important to protect families against burglaries, fire, floods, windstorms and other natural disasters that may occur. While they are not at a major threat for hurricanes or tsunamis, like some countries, home insurance in Nigeria has protected many families against other unexpected casualties and […]
Why Should I Get Empty House Insurance?
When to buy empty house insurance
Depending on your normal apartment insurance plan, your insurance company may not cover you if they can prove that your house was unoccupied for a long period of time at the time of an accident or robbery. If you plan on leaving your home unoccupied for more than 30 days, […]
Building Insurance Basics
Rule number one: tell your insurance company everything
Before you buy building insurance, find out from the insurer wants to know about your home. Be sure to provide your insurer them with detailed information about your house, otherwise they may reject your insurance claim if something bad happens to your house. Even after you buy building […]
Apartment Insurance Basics
What kinds of disasters are covered by apartment insurance?
If there’s a fire, lightning storm or a hailstorm and your property gets damaged, apartment insurance will pick up the bill. It also covers riots and explosions, damage caused by vehicles, vandalism, theft, volcanos, falling objects as well as damage caused by appliances or by voltage spikes.
What […]