The Smart Shopper’s Guide to Buying Individual Life Insurance

By |August 18th, 2015|

Identify your needs

The first thing you should do when buying individual life insurance is to estimate your needs. If you have children, you will probably want the insurance company to pay for their college. This is possible, but it will drive up the cost of your individual life insurance. You will need to take […]

Group Life Insurance Pros and Cons

By |August 18th, 2015|

Group life insurance is usually paid for by an employer. Unlike individual life insurance plans, the risk involved in group life insurance is spread out over a large group of people. Employers provide group life insurance coverage to their employees so that they can rest assured that their families will be taken care of if […]